credit report
Applying for a Loan? -- Start by
Ordering Your Credit Report
Why do I need one?
If you are considering applying for a loan, ordering a copy of
your credit report may well be the best place to start. Why? Because it’s also
the first thing a potential creditor will be looking at, and even if you pay
your bills on time, you will want to ensure that all the information in your
credit file is up-to-date and accurate.
Discover the activity of an identity
thief.
Identity theft is the nation's fastest-growing crime,
affecting an estimated 500,000 to 700,000 people per year.
The Social Security Administration reports that the number of stolen
identities has quadrupled in the last three years. It happens when a thief
assumes your identity and opens new accounts, changes your billing address, and
accumulates bad debt in your name. Checking your personal credit
report regularly is one of the best ways to guard against identity theft.
By checking your credit
report, you’ll find out if new accounts have been activated in your name
and whether or not derogatory information has been added to your report.
We highly recommend online credit reports because they're concise and very easy to
read.
Get Your Equifax Credit Report Now!
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Credit Reports
Current Events Markets Tuesday: FTSE falls on credit worries (Investors Chronicle)
Fears of further fall out from credit markets put pressure on London?s financial sector in early trade, FT.Com reports , following sharp losses overnight for the US sector on Wall Street.
Weak economic news combined with credit crisis concerns fuels fears on the Street (Schaeffers Research)
U.S. stocks are down on less-than-stellar economic news. Weak housing data, continued credit crisis concerns, rising wholesale prices, and earnings reports pointing to a lack of consumer spending gave investors little about which to cheer...( Read More )
Even The Best Borrowers Will Feel The Brunt Of The Credit Crisis (Fox News)
Even The Best Borrowers Will Feel The Brunt Of The Credit Crisis
Kansas City Man Pleads Guilty to Identity Theft, Credit Card Fraud (Kansas City InfoZine)
Used a computer to illegally access customer databases at Premier Bank in Overland Park, Kan., in order to steal personal identity information and credit bureau reports of the bank's customers.
Yen Advances as Credit Losses Damp Demand for Higher Yields (Bloomberg.com)
Aug. 19 (Bloomberg) -- The yen rose the most in a week against the dollar on speculation credit market losses at financial firms will deepen, reducing demand for higher-yielding assets funded by loans in Japan.
Tuesday's Sentinel police reports (The Sentinel)
Here are Tuesday's Sentinel police reports. Carlisle woman sought on assault charges
Credit card issuers scale back offers (Pioneer Press)
Looks like there's a small silver lining to the credit crunch: fewer credit card offers jamming your mailbox.
Retail spending still slow; Target reports a 7.6 percent drop in profit (Wisconsin State Journal)
From affluent shoppers at Saks to bargain-hunters at Target, from Home Depot to office supplier Staples, consumers are pulling back and that's hurting retailers and raising more concerns about how they'll do the rest of the year. The latest second-quarter reports show more signs of financial stress on shoppers, as Target's customers stick to necessities and have trouble making their credit card ...
Seven Common Credit Myths Dispelled (Carteret County News-Times)
(ARA) - With the economy reeling and home loan rates at a nine-month high, lenders are scrutinizing everyone's credit history like never before. Yet, many Americans don't realize the impact of late payments on their credit score and their finances.
Chuck Jaffe: Even the best borrowers will feel the brunt of the credit crisis (Market Watch)
The credit crunch is the one area that many consumers think they can sidestep if their financial situation is not perilous. After all, the term ?credit crunch? was just put into the Concise Oxford English Dictionary, defined as ?a severe shortage of money or credit,? so anyone with decent credit or stable cash flow is likely to believe that credit headlines represent someone else?s problems. ...
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